Acquisition, Rehab, Refinance and New Construction Lender

Your source for -

Flip/Rehab Loans

Commercial Loans

New Construction Loans

Refinance Loans

Single Family Loans

No owner occupied residential

Land Loans

Multi-family Loans

Bridge Loans

Acquisition Loans

Cash Out Loans

and more...

Whether your buying, building, renovating, refinancing or some combination of the above, Direct can help make it happen. Click here to see some examples of recent projects we financed.


We have fast underwriting and we move quickly. You deal directly with the decision makers. We are fast to say “yes”, fast to close and fast to a draw.


We use additional collateral to lend more money in more scenarios. We use common sense underwriting and find a way to make it work.


We are relationship driven. We run a clean operation with total transparency. No prepayment penalties, no hidden charges.

“Direct enables us to shave months off of a project and reduce reliance on expensive sources of equity. They help us to improve profitability while reducing development time and effort.”

– Real Estate Developer in Old City and Kensington

“When I needed an extension, when I needed a draw, when I needed flexibility or creativity, Direct was there. So that loan experience had a real personal touch, which to me is invaluable.”

–  Real Estate Investor in Grays Ferry

‘They’re flexible, easy to work with and the turn around time is quick. I look at deals and run them by Jared, if he says “it’s a go,” it’s a go. They get behind me 100%.”

– Real Estate Developer in Brewerytown and Point Breeze

“I love Direct Mortgage. Their rates are fair. They feel like an extended family and they’re very professional. If they say they’re going to do it, they do it.”

– Investor and Contractor in West Philadelphia

“I had a deal with multiple properties that the bank couldn’t lend on; there was too much vacant land. They turned me on to Jared. That’s when things opened up. The money is in the bank the next day when you need it.”

– Developer and Contractor in Fishtown